AYoQShlarga yetkazib berilgan AI-80 avtobenzin to‘g‘risidagi ma’lumotlarni onlayn kuzatib borish imkoni yaratildi
Birja savdolari orqali xarid qilingan AI-80 rusumli avtobenzinni neft bazalar tomonidan o‘z vaqtida yetkazib berish jarayonini onlayn kuzatib borish imkoni yaratildi, deya xabar berdi “O‘zbekneftgaz” matbuot xizmati.
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Nicola Bulley’s partner thinks ‘something happened’ & says he’s ‘100% convinced’ she’s not in river in TV interview
OUR NICOLA HELL
Nicola Bulley’s partner thinks ‘something happened’ & says he’s ‘100% convinced’ she’s not in river in TV interview
OUR NICOLA HELL
Nicola Bulley’s partner thinks ‘something happened’ & says he’s ‘100% convinced’ she’s not in river in TV interview
OUR NICOLA HELL
Nicola Bulley’s partner thinks ‘something happened’ & says he’s ‘100% convinced’ she’s not in river in TV interview
OUR NICOLA HELL
Nicola Bulley’s partner thinks ‘something happened’ & says he’s ‘100% convinced’ she’s not in river in TV interview
‘I’LL NEVER LET GO’
Nicola Bulley’s partner wants every house and garden ‘scrutinised’
NICOLA PROBE
Cops searching for Nicola Bulley say they are trying to find owner of red van
Nicola’s kids ask heartbreaking question as search continues into 14th day
‘NO INTEREST’
Mischa Barton claims she was ‘told to sleep with Leonardo DiCaprio at 19’
AMONG her roles, Mischa has played Marissa Cooper in The O.C., Kyra Collins in The Sixth Sense, and Vicky Austin in A Ring of Endless Light.
RAPE ‘ATTACK’
Man who ‘joined rape of teen girl’ told police ‘she had the time of her life’
URGENT BAN
Tesco, Morrisons and Sainsbury’s remove vapes from sale over health fears
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Bankrupt Katie to pocket huge five-figure fee for TWO weeks of work on show
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The 2 unusual red flags patients notice a week before silent killer strikes
‘WALLOPED’
Moment cop ‘ferociously punches’ cyclist before colleague pepper-sprays him
A CYCLIST from the West Midlands, was punched and pepper sprayed by the officers, when he was stopped during lockdown.
THE SUN SAYS
The all-time high in knife killings shames our police and politicians
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Send a FREE multimedia Valentine’s Day message to your loved ones with Jivebird
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I’m secretly sleeping with my best friend and his girlfriend after threesome
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Harrowing earthquake images show mass graves marked with just numbers as deaths hit 22,000 & Sun readers raise £600k
HELL ON EARTH
Harrowing earthquake images show mass graves marked with just numbers as deaths hit 22,000 & Sun readers raise £600k
HELL ON EARTH
Harrowing earthquake images show mass graves marked with just numbers as deaths hit 22,000 & Sun readers raise £600k
HELL ON EARTH
Harrowing earthquake images show mass graves marked with just numbers as deaths hit 22,000 & Sun readers raise £600k
HELL ON EARTH
Harrowing earthquake images show mass graves marked with just numbers as deaths hit 22,000 & Sun readers raise £600k
World News
bottoms up
Axed Apprentice star Reece boozes with pals after being kicked off show
THE Sun revealed how Reece, 25, was dropped after getting drunk on a flight to Dubai to take part in a task.
‘DISTRESSING’
Cops confirm ‘killer’ husband owned gun found with bodies of wife & daughter
Loose Women star Denise Welch sparks fury over Nicola Bulley segment
US launches missile in show of nuclear force amid China spy balloon tensions
Symprove your diet
Save 15% on Symprove the gut-boosting supplement Lisa Snowden swears by
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We paid £345k for dream new-build – but we got an absolute nightmare instead
THE Cook family say that the property is a “living nightmare” and that “nobody has done anything” to help them.
‘DISTURBING’
Five arrested over ‘racist’ attack on teen at school are banned from county
cold comfort
Dancing on Ice in huge shake-up ahead of Sunday’s live show
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People are just realising what Wi-Fi stands for – most have got it wrong for years
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Urgent warning as cases of deadly meningitis soar – 6 signs you must know
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I’m a Titanic expert – there are huge flaws in film’s iconic scenes… from dramatic way ship sunk to steamy car romp
WISHFUL SINKING
I’m a Titanic expert – there are huge flaws in film’s iconic scenes… from dramatic way ship sunk to steamy car romp
WISHFUL SINKING
I’m a Titanic expert – there are huge flaws in film’s iconic scenes… from dramatic way ship sunk to steamy car romp
WISHFUL SINKING
I’m a Titanic expert – there are huge flaws in film’s iconic scenes… from dramatic way ship sunk to steamy car romp
WISHFUL SINKING
I’m a Titanic expert – there are huge flaws in film’s iconic scenes… from dramatic way ship sunk to steamy car romp
OLA LA
Ola Jordan struts outside her home in sexy lingerie after dramatic weight loss
The 40-year-old former Strictly star walked around her neighbourhood in white lingerie with shopping bags in hand before reaching her front door.
Graphic Warning
SOAKED IN BLOOD
Shocking moment man covered in blood staggers towards cops after stabbing
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Adult film star ‘nearly died’ after hour-long sex scene with Brit porn legend
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McDonald’s is adding a popular item to its menu permanently
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My 3000lb Life star unrecognisable after jaw-dropping 41st stone weight loss
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Rookie pilot almost killed as huge eagle smashes into cockpit at 125mph
A STUDENT pilot narrowly escaped death this week after an eagle smashed into his cockpit window.
Boeing 787 passengers ‘screamed & vomited in terror’ as it plummeted towards sea
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My son’s school confiscated his winter coat – I’m playing them at their own game
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Travellers bid farewell to girl, 3, as she’s laid to rest in pink coffin
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Woman shocked as ‘harmless’ bruise turns out to be surprising cancer sign
LOVE ISLAND
THAT’S AMOR-E
Love Island girls will meet SIX new boys tonight as Casa Amor kicks off
THE female islanders will be going into a new villa to meet their potential new suitors after a shock double dumping on the ITV2 show.
Love Islander branded ‘walking red flag’ after explosive row in the villa
Shock as popular Love Island couple are on the rocks after row
Love Island shock as two Islanders are dumped in savage twist
Tanyel breaks silence on her relationship with Ron amid romance rumours
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I was a struggling mum & £30k in debt – now I make £1m without leaving sofa
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SCHOOL HELL
Dad vows to get justice over daughter’s suicide after shocking school attack
lew-king good
Hamilton looks shredded ahead of new F1 season as Mercedes star eyes title
HATEFUL TATE
Jailed Andrew Tate STILL obsessing about money & promoting warped ‘University’
TAKE IT OFF!
Masked Singer fans believe Jellyfish is HUGE Britain’s Got Talent star
FIND HER
Nicola’s partner Paul Ansell interviewed TONIGHT as search moves to new area
Martin Lewis warning as Money Saving Expert offers mortgage & rent advice
CRUEL WAR
Russia ‘using rape as an instrument of war’ as Putin sends chilling warning to UK
FOOTBALL
‘BUZZING ATMOSPHERE’
Ronaldo’s Al-Nassr clash with Al-Wehda hit by huge swarm of LOCUSTS
CRISTIANO RONALDO played in front of another packed Saudi crowd on Thursday. And a hoard of locusts were in attendance too.
CLUB IN TURMOIL
Man Utd women’s players ‘DON’T want Mason Greenwood to return to the club’
BID TIME STORY
‘FIVE serious bidders for Man Utd emerge’ as battle to buy £6bn club hots up
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Inside Shakira & Pique’s bombshell divorce as ex-Barca star’s lawyer lifts lid
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hot right now
Rita Ora flashes rock hard abs and underboob as she post sexy studio snaps
THE singer, 32, is putting the finishing touches to her highly anticipated third album.
Flirty Alison Hammond gets tongue-tied around shirtless Magic Mike stars
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Shocking moment men in suits use PLANT POTS as weapons in wild brawl
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Two NHS nurses killed in horror car crash while visiting the Grand Canyon
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Man shot dead on residential street in London suburb, sparking murder probe
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Brit collapses and dies while waiting for bags after getting off BA flight
SHOWBIZ
IS HE OK?
Matthew Perry looks red-faced & disheveled after telling all on addiction battle
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KATE A MINUTE!
Love Island’s Katie Salmon risks major wardrobe malfunction in PVC bodysuit
Mrs Doubtfire’s Lisa Jakub looks unrecognisable 30 years after classic comedy
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Britney’s family ‘planned an intervention’ after fearing ‘she could die’
Rihanna reveals real reason she’s doing Superbowl as rehearsals exhaust her
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Luxury James Bond-style ‘jet ski’ boat-car can ‘fly across water’ at 62mph
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MONEY
GOTTA CASH ‘EM ALL
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Spanish hotspot named the ‘most desirable city on the planet’ & flights are £13
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The controversial plan to grow babies in space for ‘off-planet’ colonies
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Ona tili va adabiyot fan oyligi hujjatlari
Bunda birja savdolarida xarid qilingan avtobenzinni o‘z vaqtida yetkazib berish haqidagi kunlik ma’lumotlar bilan “Toshkent AYoQShlari” Telegram kanali orqali tanishib borish mumkin.
Foto: Yevgeniy Sorochin / Spot
Birja savdolari orqali xarid qilingan AI-80 rusumli avtobenzinni neft bazalar tomonidan o‘z vaqtida yetkazib berish jarayonini onlayn kuzatib borish imkoni yaratildi, deya xabar berdi “O‘zbekneftgaz” matbuot xizmati.
Xususan, “O‘zbekneftgaz” tasarrufidagi “Chinobod neft bazasi” va “Kuchlik neft bazasi” tomonidan AYoQShlarga yetkazib beriladigan AI-80 rusumidagi avtobenzin haqidagi kunlik ma’lumotlar bilan “Toshkent AYoQShlari” Telegram kanali orqali tanishib borish mumkin.
Avvalroq, “O‘zbekneftgaz” Rossiyadan AI-80 rusumli avtobenzini sotib olish bo‘yicha shartnoma tuzgani haqida xabar berilgandi.
Unga ko‘ra, mamlakatning “Tatneft” kompaniyasi tomonidan ishlab chiqarilgan AI-80-K-5 avtobenzinni import qilish bo‘yicha kelishuvga erishilib, “TANЕKO” zavodidan jami 50 ming tonna AI-80-K-5 rusumidagi avtobenzini yuklab berilgan.
4-fevraldan “O‘zbekneftgaz” tasarrufidagi AYoQSHlar orqali import qilingan AI-80-K-5 rusumli avtobenzini sotuvga chiqarildi.
Tovar-xomashyo birjasida AI-80-K-5 rusumli avtobenzinning boshlang‘ich narxi bir tonnasi uchun 7 168,3 ming so‘m, “O‘zbekneftgaz” AJga qarashli AYOQSHlarda iste’molchilarga sotiladigan yakuniy narxi bir litri uchun 6 ming so‘mni tashkil etadi.
Kompaniya matbuot xizmatining ma’lum qilishicha, fevral oyida “Tatneft” kompaniyasidan qo‘shimcha 50 ming tonna AI-80-K-5 avtobenzini xarid qilinishi rejalashtirilmoqda.
Qish boshlanishi bilan gaz quyish shoxobchalariga gaz yetkazib berishdagi uzilishlar fonida benzinga talab keskin oshdi.
Buxoro va Farg‘ona neftni qayta ishlash zavodlarida yoqilg‘i ishlab chiqarish oshdi. Prezident ma’muriyati esa aksiz solig‘idan vaqtincha ozod etilishini e’lon qildi.
2022-yil 13-dekabrdan AI-80 benzinini import qilish, ishlab chiqarish va sotish uchun aksiz stavkalari mart oyining boshigacha nolga tenglashtirildi.
15-dekabr kuni davlat rahbari energetika sohasiga bir qator topshiriqlar berdi. Jumladan, u AI-80 benzinini olib kirish va sotishda imtiyozlarning “o‘yinga aylanishi”ning oldini olishga chaqirdi, shuningdek, davlat idoralariga narxlarni sun’iy oshirishni to‘xtatish bo‘yicha ko‘rsatmalar berildi.
Ona tili va adabiyot fan oyligi hujjatlari
Subsidiya — ipoteka kreditlari asosida kvartira sotib olish uchun boshlang‘ich badal va kredit foizining bir qismini yoki yakka tartibdagi uy-joylarni qurish va rekonstruktsiya qilish uchun kredit foizining bir qismini qoplash maqsadida Davlat byudjetidan fuqaro uchun bankda uning nomiga ochilgan tegishli hisobvaraqqa o‘tkazilgan mablag‘.
- Ariza beruvchi — ipoteka kreditlari bo‘yicha boshlang‘ich badal va foiz xarajatlarining bir qismini qoplash uchun subsidiya olish maqsadida ariza bilan murojaat qiluvchi 18 yoshdan 60 yoshgacha bo‘lgan O‘zbekiston Respublikasi fuqarosi.
- Daromadi yuqori bo‘lmagan fuqaro yoki oila — qonunchilik hujjatlariga muvofiq aniqlanishi mumkin bo‘lgan o‘rtacha oylik daromadlar miqdori Qoraqalpog‘iston Respublikasi va viloyatlarda belgilangan mehnatga haq to‘lashning eng kam miqdorining 2,7 baravaridan 8 baravarigacha va Toshkent shahrida belgilangan MHTEKMning 2,7 baravaridan 9,2 baravarigacha bo‘lgan oilalar.
Subsidiya olish uchun ariza berish tartibi
- Ariza beruvchi ipoteka kreditlari bo‘yicha subsidiya olish uchun istalgan tuman (shahar) davlat xizmatlari markaziga o‘zi kelib murojaat etadi yoki Yagona interaktiv davlat xizmatlari portalida davlat xizmatidan elektron tarzda foydalanish uchun ro‘yxatdan o‘tadi.
- O‘zi kelib murojaat etganda, Davlat xizmatlari markazi xodimi ariza beruvchi nomidan, YaIDXP orqali murojaat qilinganda esa ariza beruvchi mustaqil ravishda Nizomga muvofiq davlat xizmatidan foydalanish uchun anketa-arizani elektron tarzda to‘ldiradi.
- Zarur hollarda ariza beruvchining alohida namuna ko‘rsatayotgan yosh oilalar toifasiga mansubligini tasdiqlovchi hujjatlar (fan, san’at, adabiyot, sport sohasida va boshqa sohalarda yuqori natijalarga erishganligini, turli musobaqalar, tanlovlar yoki olimpiadalarning sovrindori bo‘lgani yoxud mehnat jamoasida alohida namuna ko‘rsatganini tasdiqlovchi hujjatlar) Yoshlar ishlariagentligining tuman (shahar) bo‘limlariga taqdim etiladi.
- Ariza beruvchidan yuqorida ko‘rsatilmagan ma’lumot va hujjatlarni hamda anketa-arizada qayt etilgan ma’lumotlardan tashqari boshqa hujjatlarni talab qilish qat’iyan taqiqlanadi.
Mehnat migrantlari nomidan ipoteka kreditlari bo‘yicha subsidiya olish to‘g‘risidagi arizani uning oila a’zolari notarial tartibda tasdiqlangan ishonchnoma asosida berishi mumkin.
Davlat xizmatlari markazi va YaIDXP orqali ko‘rsatiladigan xizmatlar va markaz tomonidan tegishli tashkilotlarga so‘rov yuborish orqali ma’lumotlarga aniqlik kiritish to‘lovlarsiz (bepul) amalga oshiriladi.
Ariza beruvchi tomonidan ipoteka kreditlari bo‘yicha subsidiya olish uchun ariza yil davomida topshirilishi mumkin.
Mas’ul tashkilotlar tomonidan ariza beruvchini ijtimoiy mezonlar bo‘yicha baholash tartibi
Mas’ul tashkilotlar 7 ish kunida ariza beruvchining ijtimoiy mezonlarga muvofiqligini taqdim etilgan hujjatlar asosida tashkilotlarda mavjud ma’lumotlar bazasi bilan solishtirgan holda o‘rganib chiqadi va YaIDXPda onlayn elektron shaklda quyidagi ma’lumotlarni:
- tibbiyot birlashmasi — ariza beruvchi va uning oila a’zolari orasida surunkali kasallikning og‘ir turlaridan azob chekuvchi va Sog‘liqni saqlash vazirligi tomonidan tasdiqlangan ro‘yxatga muvofiq alohida xonada yashashga muhtoj bo‘lgan shaxslar, birinchi guruh nogironligi bo‘lgan shaxslarning, yolg‘iz o‘zi og‘ir nogironlikka olib keluvchi kasallikka chalingan bolani parvarishlayotgan ayollarning mavjudligini;
- davlat soliq inspektsiyasi — soliq to‘lovchining jismoniy shaxsning shaxsiy identifikatsiya raqami (JSh ShIR) bo‘yicha ariza beruvchi va oila a’zosi sifatida keltirilgan shaxslarning (arizada «Labor — migration» dasturida ro‘yxatdan o‘tganligi ko‘rsatilgan ariza beruvchi bundan mustasno) daromadlarini aniqlaydi.
Bunda davlat soliq inspektsiyasidan ariza beruvchi va oila a’zolarining daromadlari bo‘yicha ball berilmagan taqdirda, ariza boshqa mas’ul tashkilotlar tomonidan ko‘rib chiqilmaydi va avtomat ravishda subsidiya ajratishni rad etish bo‘yicha komissiya kotibiga yuboriladi;
- tuman (shahar) oila va xotin-qizlar bo‘limlari — ariza beruvchining og‘ir ijtimoiy vaziyatga tushib qolgan xotin-qizlar, nogironligi bo‘lgan, farzandlarini to‘liqsiz oilada tarbiyalayotgan, uy-joy sharoitini yaxshilashgan muhtoj onalar toifasiga mansubligini;
- tuman (shahar) hokimligi moliya bo‘limi — ariza beruvchining olis va chekka hududlarda joylashgan byudjet tashkilotlariga boshqa hududlardan mehnat faoliyatini amalga oshirish uchun kelgan oliy ma’lumotli mutaxassis va (yoki) tibbiyot xodimi ekanligini tasdiqlaydi»
- tuman (shahar) mahalla va nuroniylarni qo‘llab-quvvatlash bo‘limlari — ariza beruvchining og‘ir ijtimoiy vaziyatga tushib qolgan xotin-qizlar, nogironligi bo‘lgan, farzandlarini to‘liqsiz oilada tarbiyalayotgan, uy-joy sharoitini yaxshilashgan muhtoj onalar toifasiga mansubligini;
Komissiya tomonidan baholash natijalarini ko‘rib chiqish tartibi
- Komissiya kotibi mas’ul tashkilotlar tomonidan kiritilgan xulosalarni 3 kun ichida arizalarni navbat asosida ularning qayd etilishi ketma-ketligiga muvofiq ko‘rib chiqib, yakuniy xulosa beradi.
- Komissiya kotibi mas’ul tashkilotlar tomonidan kiritilgan xulosalarni ko‘rib chiqish mobaynida mas’ullar tomonidan xatolikka yo‘l qo‘yilganini aniqlagan taqdirda, tegishli mas’ulga qayta ko‘rib chiqish uchun yo‘naltiradi.
- Komissiya raisikotib tomonidan kiritilgan ijtimoiy mezonlar yuzasidan baholash natijalariga asosan ariza beruvchiga ipoteka kreditlari bo‘yicha subsidiya berish yoki berishni rad etishni elektron (ERI orqali) shaklda tasdiqlaydi.
- Subsidiya ajratish yoki ajratishni rad etish to‘g‘risida komissiya elektron reestrni yuritadi hamda ushbu reestr tuman (shahar) iqtisodiy taraqqiyot va kambag‘allikni qisqartirish bo‘limida uch yil mobaynida saqlanadi.
- Ko‘rib chiqish yakunlari bo‘yicha subsidiya berish yoki berishni rad etish to‘g‘risida elektron tasdiqlangan QR-kod (matrik shtrixli kod) qo‘yilgan qaror tegishli tuman (shahar) Davlat xizmatlari markaziga yuboriladi.
- Ushbu xabarnoma Davlat xizmatlari markazi tomonidan bir ish kunida ariza beruvchiga yuboriladi.
- Bundan tashqari YaIDXP orqali ariza beruvchiga «SMS» xabar yuboriladi.
- YaIDXP orqali elektron shaklda murojaat etilganda, komissiya tomonidan subsidiya berish yoki berishni rad etish to‘g‘risidagi xabarnoma elektron shaklda ariza beruvchiga yuboriladi.
Ariza beruvchini quyidagi ijtimoiy mezonlar bo‘yicha baholash (aniqlash) subsidiya.idm.uz dasturiy ta’minot tizimida avtomatlashtirilgan tarzda amalga oshiriladi:
- ariza beruvchining «Labor — migration» dasturida ro‘yxatdan o‘tganligi, xorijda vaqtinchalik mehnat faoliyatini amalga oshirayotganligi;
- ariza beruvchining yosh oilalar toifasiga mansubligi va 30 yoshdan oshmagan fuqaro ekanligi;
- ariza beruvchida, shu jumladan, uning turmush o‘rtog‘ining nomida respublikaning barcha hududlari miqyosida mulk huquqi bilan turar joyning mavjud yoki mavjud emasligi»;
Quyidagi hollarda ariza beruvchiga subsidiya ajratish rad etiladi
- a) taqdim etilgan arizada ko‘rsatilgan ma’lumotlar ijtimoiy mezonlarga mos kelmaganda;
- b) taqdim etilgan ma’lumotlar noto‘g‘ri yoki soxta bo‘lganda;
- g) ilgari shahar va qishloq joylarda arzon uy-joy qurish dasturlari doirasida imtiyozli ipoteka kreditlaridan foydalangan holda kvartira yoki yakka tartibdagi uy-joy hamda subsidiya olgan (avval olingan uy-joy boshqa shaxsga begonalashtirib yuborilgan taqdirda ham) oila a’zolari (eri, xotini) takroriy murojaat etganda;
- d) joriy yilda hudud uchun ajratiladigan subsidiya soni tugaganda;
- e) ariza beruvchi va/yoki oilaning o‘rtacha oylik daromadi:
- Qoraqalpog‘iston Respublikasi va viloyatlarda — MHTEKMning 2,7 baravaridan kam va 8,0 baravaridan yuqori;
- Toshkent shahrida — MHTEKMning 2,7 baravardan kam va 9,2 baravaridan yuqori bo‘lganda.
Ipoteka krediti bo‘yicha subsidiyani hisoblash tartibi
- Davlat xizmatlari markazidan subsidiya ajratish to‘g‘risidagi xabarnomani olgan talabgor uy-joyniipoteka krediti orqali sotib olish bo‘yicha qurilish (pudrat) tashkiloti bilan shartnoma tuzadi.
- Sotib olinadigan uy-joy yoki yakka tartibdagi uy-joylarni qurish va rekonstruktsiya qilish uchun ajratiladigan ipoteka krediti miqdori tijorat banklari tomonidan belgilangan tartibda ariza beruvchi va birgalikda qarz oluvchining (kafilning) to‘lov qobiliyatidan kelib chiqib aniqlanadi.
- Foiz to‘lovlarini hisoblash ajratiladigan ipoteka krediti qiymatiga muvofiq hisoblanadi.
- Bunda tijorat banki tomonidan ajratiladigan ipoteka krediti miqdori joriy yil uchun belgilagan ipoteka kreditining eng ko‘p miqdoridan oshib ketmasligi shart.
Ipoteka kreditini belgilangan tartibda rasmiylashtirish uchun talabgor istalgan ishtirok etuvchi tijorat bankiga
- uy-joy sotib olish uchun subsidiya ajratish to‘g‘risidagi xabarnomani va uy-joyni ipoteka shartlari asosida sotib olish bo‘yicha qurilish tashkiloti bilan tuzilgan shartnomani hamda fuqaro o‘ziga tegishli bo‘lgan badal mablag‘larini bankdagi hisobvarag‘iga joylashtirganligi yoki pudrat tashkilotiga to‘langanligini tasdiqlovchi hujjat;
- quriladigan va rekonstruktsiya qilinadigan yakka tartibdagi uy-joyning kadastr hujjatlarini hamda bank tomonidan belgilangan boshqa hujjatlarni;
- ipoteka krediti bo‘yicha birgalikda qarz oluvchining (kafilning) tegishli ma’lumotlarini taqdim qiladi.
Ishtirok etuvchi tijorat banki tegishli hujjatlar to‘liq taqdim qilingandan so‘ng uch ish kunida qarz oluvchiga kredit berish masalasini o‘rganib chiqadi hamda arizani qanoatlantirish yoki rad etish to‘g‘risida qaror qabul qiladi.
Ipoteka kreditini rasmiylashtirish va subsidiya to‘lab berish tartibi
- Sotib olinadigan kvartira bo‘yicha talabgor tomonidan to‘lanishi lozim bo‘lgan boshlang‘ich badal to‘liq shakllantirilgandan so‘ng ishtirok etuvchi tijorat banki talabgor bilan bir ish kunida ipoteka krediti shartnomasini tuzadi.
- Yakka tartibdagi uy-joylar qurish va rekonstruktsiya qilish bo‘yicha talabgor tomonidan to‘lanishi lozim bo‘lgan boshlang‘ich badal to‘liq shakllantirilgandan so‘ng ishtirok etuvchi tijorat banki talabgor bilan bir ish kunida ipoteka krediti shartnomasini rasmiylashtiradi.
- Talabgor tomonidan sotib olinadigan kvartiraning talabgor nomiga rasmiylashtirilgan kadastr hujjatlari taqdim etilgandan so‘ng tijorat banki bir ish kuni ichida tuman (shahar) moliya bo‘limlariga boshlang‘ich badalning bir qismini qoplash uchun kadastr hujjatlarini ilova qilgan holda subsidiyani to‘lashga buyurtmanomani yuboradi.
- Tuman (shahar) moliya bo‘limlari besh ish kuni mobaynida ipoteka krediti bo‘yicha boshlang‘ich badalning bir qismini qoplash uchun subsidiyani tijorat banki tomonidan ko‘rsatilgan hisobvaraqqa o‘tkazib beradi.
- Boshlang‘ich badalning bir qismini qoplash uchun subsidiya o‘tkazilgan kundan boshlab undan o‘ttiz kun ichida foydalanilmagan taqdirda, ishtirok etuvchi tijorat banki subsidiyani tuman (shahar) g‘aznachilik bo‘limining tegishli hisobvarag‘iga qaytaradi.
- Bunda ishtirok etuvchi tijorat banki tomonidan nazarda tutilgan muddat o‘tgandan so‘ng uch ish kuni ichida ajratilgan subsidiya tuman (shahar) g‘aznachilik bo‘limining tegishli hisobvarag‘iga qaytarilmagan taqdirda, har bir kechiktirilgan kun uchun ushbu qaytarilmagan subsidiyaning 0,033 foizi miqdorida penya hisoblanadi.
Uy-joyga muhtoj fuqarolarni aniqlashning ijtimoiy mezonlari
2021-yil 10 dekabrdan boshlab bozor tamoyillariga asoslangan ipoteka kreditlari orqali aholini uy-joy bilan ta’minlash tartibi doirasida
- daromadi yuqori bo‘lmagan va uy-joy sharoitlarini yaxshilashga muhtoj fuqarolarga Davlat byudjetidan subsidiyalar to‘lashda kvartira maydonining eng ko‘p me’yorini belgilash amaliyoti bekor qilinadi;
- Iqtisodiy taraqqiyot va kambag‘allikni qisqartirish vazirligi tomonidan har yili bir qarz oluvchiga ajratiladigan ipoteka kreditining eng ko‘p miqdori va dastlabki badalning bir qismini qoplash uchun subsidiya miqdori tasdiqlanadi;
- subsidiya taqdim etish to‘g‘risidagi xabarnomani olgan shaxslar ipoteka krediti bo‘yicha boshlang‘ich badalning uy-joy qiymatining kamida 5 foiziga teng bo‘lgan qismini o‘z mablag‘lari hisobidan shakllantiradi;
- sotib olinadigan kvartira joylashuvi, qiymati va maydonidan qat’i nazar, dastlabki badalning bir qismini qoplash uchun subsidiyalar — qat’iy belgilangan 32 million so‘m miqdorida, foiz to‘lovlarining bir qismini qoplash uchun subsidiyalar — birinchi besh yil davomida 10 foizlik punktdan oshgan qismiga to‘lanadi;
- dastlabki badal va foiz to‘lovlarining bir qismini qoplash uchun subsidiyalar sotib olinayotgan kvartiraning narxi ipoteka kreditining eng ko‘p miqdoridan oshgan taqdirda ham to‘lanadi. Bunda, sotib olinadigan kvartiraning narxi ipoteka kreditining eng ko‘p miqdoridan oshgan taqdirda, qiymatning qolgan qismi qarz oluvchi tomonidan o‘z mablag‘lari va qonunchilikda taqiqlanmagan boshqa mablag‘lar hisobidan dastlabki badal summasini oshirish orqali to‘lanadi;
- fuqarolarga ipoteka kreditini olishda, birgalikda qarz oluvchi sifatida ular bilan birga yashamayotgan va yaqin qarindoshi bo‘lmagan boshqa shaxslarni ham jalb qilish huquqi beriladi;
- Moliya vazirligining resurslari tijorat banklariga to‘g‘ridan-to‘g‘ri yoki «O‘zbekiston ipotekani qayta moliyalashtirish kompaniyasi» AJ orqali joylashtiriladi;
- tijorat banklariga qarz oluvchi tomonidan to‘langan dastlabki badal miqdori, uning qarz yuki ko‘rsatkichi, imtiyozli davr muddati va boshqa ko‘rsatkichlardan kelib chiqib, subsidiyasiz ajratilgan ipoteka kreditlari bo‘yicha tabaqalashtirilgan foiz stavkalarini o‘rnatish huquqi beriladi.
- 2022-yilda kvartiralar sotib olish va yakka tartibdagi uy-joylar qurish hamda rekonstruktsiya qilish uchun ipoteka kreditlari ajratishning maqsadli ko‘rsatkichlari 1-ilovaga muvofiq;
- 2022-yilda ipoteka kreditlari bo‘yicha subsidiyalar ajratishning maqsadli ko‘rsatkichlari 2-ilovaga muvofiq;
- 2022-yil uchun bir qarz oluvchiga ajratiladigan ipoteka kreditining eng ko‘p miqdori va dastlabki badalning bir qismini qoplash uchun qat’iy belgilangan subsidiya miqdori 3-ilovaga muvofiq tasdiqlansin.
2022-yil 1 noyabrdan boshlab, xususiy pudrat tashkilotlari tomonidan tayyor holda topshirish shartisiz qurilgan uylardagi kvartiralarni (xonalarga bo‘lingan va pardoz ishlariga tayyor) birlamchi uy-joy bozorida sotib olish uchun ipoteka kreditlarini ajratishga hamda ular bo‘yicha dastlabki badalning va ipoteka krediti bo‘yicha foizlarning bir qismini qoplash uchun subsidiya to‘lashga ruxsat berildi.
2021-yilda yangi tartib asosida ipoteka kreditlari ajratishning maqsadli parametrlari doirasida berilgan subsidiya ajratish to‘g‘risidagi xabarnomalarning amal qilish muddati 2022-yil 31 dekabrga qadar uzaytirildi.
Moliya vazirligi, Iqtisodiy taraqqiyot va kambag‘allikni qisqartirish vazirligining xalqaro moliya tashkilotlaridan Davlat byudjetini qo‘llab-quvvatlash uchun jalb etilgan mablag‘lar hisobidan “O‘zbekiston ipotekani qayta moliyalashtirish kompaniyasi” AJga tijorat banklari tomonidan aholiga berilgan ipoteka kreditlarini qayta moliyalashtirish uchun 3 yil muddatga 12 foiz stavkada va foiz to‘lovlarini har 6 oyda to‘lash sharti bilan 300 milliard so‘mgacha byudjet ssudasini ajratiladi.
Bunda, Kompaniya resurslarni tijorat banklariga 1 foizdan ko‘p bo‘lmagan miqdorda marja qo‘llagan holda joylashtiriladi.
Subsidiya bo‘yicha top – 8 muhim savolga javoblar
- O‘zbekiston Respublikasi Prezidentining 2021-yil 9-dekabrdagi PF-33-son Farmoniga 3-ILOVA – “2022-yil uchun bir qarz oluvchiga ajratiladigan ipoteka kreditining eng ko‘p miqdori va dastlabki badalning bir qismini qoplash uchun qat’iy belgilangan subsidiya miqdori“.
- Uy-joyga muhtoj fuqarolarni aniqlashning ijtimoiy MEZONLARI
- tumani (shahri)da subsidiya ajratiladigan talabgorlarni tanlab olish bo‘yicha komissiyaning NAMUNAVIY TARKIBI
- Uy-joy sotib olish yoki yakka tartibdagi uy-joylarni qurish va rekonstruktsiya qilish uchun fuqarolarga subsidiya to‘lash SXEMASI
Normativ hujjatlar
- “Bozor tamoyillariga asoslangan ipoteka kreditlari orqali aholini uy-joy bilan ta’minlashga oid qo‘shimcha chora-tadbirlar to‘g‘risida” O‘zbekiston Respublikasi Prezidentining 09.12.2021-yildagi PF-33-son Farmoni
- Uy-joy sotib olish uchun fuqarolarga subsidiya to‘lash tartibi to‘g‘risidagi Nizom
- Vazirlar Mahkamasining 2021-yil 5-fevraldagi 56-son qarori
- O‘zbekiston Respublikasi Prezidentining qarori, 01.05.2020-yildagi PQ-4701-son
- O‘zbekiston Respublikasi Vazirlar Mahkamasining qarori, 14.06.2022-yildagi 331-son
- O‘zbekiston Respublikasi Vazirlar Mahkamasining qarori, 14.10.2022-yildagi 601-son
Oliy ta`lim, fan va innovasiyalar vaziri: “Iqtidorli talabalarni xorijiy universitetlarga stajirovkalarga jo`natish an`anasini yo`lga qo`yish lozim”
Oliy ta`lim, fan va innovasiyalar vaziri Ibrohim Abdurahmonov rahbarligida davlat oliy ta`lim muassasalarining faoliyat samaradorligini baholash, tahlil qilish va oshirish chora-tadbirlari hamda ustuvor vazifalarni belgilash bo`yicha kengaytirilgan yig`ilish o`tkazildi. Bu haqda vazirlik matbuot xizmati xabar bermoqda.
Vazir yig`ilish boshida OTM rahbarlarini vazirlikning yangi tuzilmasi, tizim tashkilotlari, rahbar va mutasaddi xodimlar bilan tanishtirdi.
Shundan so`ng har bir oliy o`quv yurti o`z axloq kodeksini ishlab chiqishi, bu kodeksda oliy ta`lim muassasasining o`ziga xos jihatlari, talablar, pedagoglar va bitiruvchilarning maqomi, sha`ni, majburiyat va mas`uliyatlarini aks ettirish lozimligi qayd etildi. Har bir OTM talabalarning ma`naviy jihatdan barkamol bo`lishlari uchun adabiyot, san`at, musiqa va qo`shiqchilikning turli yo`nalishlaridan birortasidan foydalanishi, buni imij darajasiga chiqarishlari tavsiya etildi.
Vazir, shuningdek OTMdagi muammoli yoshlar va iqtidorli talabalarga alohida sharoit yaratilishi, ularni rag`batlantirish mexanizmlarini ishlab chiqish lozimligi haqida fikr bildirdi. Har bir talaba tarbiyasi bilan individual shug`ullanish, uyushmagan qatlam va iqtidorli talabalar bilan muntazam muloqot mexanizmini ishlab chiqish va yo`lga qo`yish, rag`batlantirish masalalari muhokama qilindi. Iqtidorli talabalarni xorijiy universitetlarga qisqa muddatli stajirovkalarga jo`natish an`anasini tizimli yo`lga qo`yish lozimligi aytib o`tildi.
Shu bilan bir qatorda, rektorlar mavqeini ko`tarish masalasiga to`xtalib, har bir rektor o`z akademik faolligini oshirishi, o`z yo`nalishida original dastur tuzib, talabalarga ma`ruzalar o`qishi, xorijda monografiyalar chop etishi lozim, dedi I.Abdurahmonov.
Nafaqat rektor, balki professorning ham o`ziga xos ma`ruzalar turkumi bo`lishi va uni universitet brendiga aylantirish bo`yicha tizimli ishlar qilinishi kerakligi aytildi. Har bir professorning ikkitadan – ta`lim va ilmiy ishlar bo`yicha yordamchisi (esearch assistant va teaching assistant) bo`lishi, ular ma`ruzalar sifatini oshirishga ko`mak berish bilan birga, talabalar tomonidan ma`ruzalarni o`zlashtirish darajasini ham nazoratga oladi. Ular talabalar bilan alohida ishlab, mavzu bo`yicha savollarini ma`ruzachiga etkazib berishda ko`prik bo`lib xizmat qiladi.
Professional ta`lim muassasalaridagi ta`lim sifatini oshirish maqsadida ta`lim jarayoniga doktorantlarni biriktirish, muassasalarning moddiy-texnik bazasini takomillashtirishga ham alohida urg`u berildi.
Iqtidorli talabalar, yosh pedagoglar va doktorantlarni etakchi xorijiy ta`lim muassasalariga tahsil olish va tajriba orttirishga yuborishga qaratilgan dasturlar ishlab chiqilishi, bunda shu paytgacha yosh olimlar uchun tashkil etilgan «English for Science» platformasidan foydalanish va uni keng targ`ib qilish kerakligi qayd etildi.
Shuningdek, OTM ilmiy kengashlari faoliyatini yanada jadallashtirish masalasi o`rtaga tashlanib, olimlarning nufuzli xorijiy nashrlarda maqolalarini chop etishda «Proofreading» xizmatidan foydalanish maqsadga muvofiq ekani aytildi.
Rektorlar o`zlari rahbarlik qilayotgan OTMning moliyaviy masalalariga ham shaxsan javobgar bo`lishlari haqida ogohlantirildi. Talabalarga turar joylarni tashkil etish, ularni muqobil energiya manbalaridan foydalanishini ta`minlash, keyingi o`quv yili uchun o`quv va yotoqxona binolarining shayligiga alohida e`tibor qaratish lozimligi ta`kidlandi.